These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred. Early repayment will reduce the total interest payable on the loan. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan.
The application process is simple and can take a few minutes. Repayments are withdrawn from your account via Direct Debit on the day that you are paid, either weekly, fortnightly, or on a specific date of the month. Our responsible lending principles aim to provide you with a loan repayments that you can afford.
$2000 Cashback*
Furthermore, these scams often require payments to be made to non-CommBank accounts. This fraudulent email informs recipients that a statement has been issued, prompting them to click a malicious link and enter their credentials to view. A CommBank-themed phishing email targeting customers is currently in circulation. This fraudulent email informs recipients that their NetBank will stop if they fail to login by clicking on a malicious link within the email and entering their credentials. A CommBank-themed SMS phish is currently targeting customers.
At the end of the 12-month period, the monthly Account-Keeping Fee (currently $5) will apply unless the minimum monthly deposit criteria are met. If you can’t open online, visit a branch. Your Choice account could be active in just a few minutes. This handy tool helps you keep track of what you spend each year on subscriptions and bills, so you can find ways to save money.
October 2022 – Optus Data Breach Scams
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Target Market DeterminationOur Loan products are tailored to the needs of our customers. We won’t penalise you because you’ve had some bad luck and you’re credit file isn’t perfect. Your credit history isn’t perfectYou generally do the right thing and pay off your debts and sometimes that takes time.
A simple-to-use everyday bank account. After the first year, the monthly card fee reverts to $8 per month (subject to change) and will be debited to your card account on your first statement following your 12-month anniversary and monthly thereafter. 6$0 Monthly Card fees for your first 12 months is available to new and approved applicants by 28 May 2025 who apply for a Latitude 28° Global Platinum Mastercard and is limited to one offer per applicant. The account must be open and not in default or the credit contract when the redeemable amount is issued. 5$300 Latitude Reward is available to new and approved applicants by 28 May 2025 who apply for a Latitude 28° Global Platinum Mastercard and is top 10 online casino australia real money limited to one offer per applicant. 4 The Flight Delay Pass gives free access to select airport lounges, alternatively cardholders can use their Flight Delay Pass to offset a dollar amount off the total bill at select dining options.
The message or email is typically received when a customer has recently booked accommodation, is due to check-in, or has already checked in. This means that when they call, it may appear as if the call is coming from CommBank, but it is actually a scam. The letters instruct recipients to transfer funds to a “secure account” to protect their assets. We have been alerted to a scam involving fraudulent letters that appear to be from the Australian Securities and Investments Commission (ASIC).
You then used another payment method, such as a different card, cash, gift card etc. You’ve contacted the business to cancel the recurring payment, but they’ve continued to debit your account. Some businesses process transactions using a different name, which is why the business name may appear different.
The Cashies Loan – A cash loan for just about everything
MoneySpot does not offer loans for $2,500 over a term of 2 years. By way of example, a loan of $3000 over a 3-month period would have an establishment fee of $400 and interest charges of $275.60. A medium amount loan is a loan over $2000 and a minimum duration of 63 days. Fees include an establishment fee of 20% of the loan amount and a monthly fee of 4% each month. Our small loans are $2000 or less with a minimum duration of 63 days and a maximum of 90 Days.
The link leads to a series of webpages that will request details including NetBank IDs, passwords, PINs and token codes. Remember to Stop, Check, and Reject if you come across an investment opportunity that appears to be an investment scam. Victims will be asked to provide their contact details and are then offered Term Deposit or bond rates from a range of financial institutions and banks. Remember, the National Anti-Scam Centre will never ask for money, financial, or personal information, nor will they threaten you. They offer to help ‚clear your record‘ and work hard to earn your trust, only to steal your money and personal information. We’re aware of fake CommSec advertisements appearing on social media, particularly on Instagram, that attempt to deceive people into engaging with investment scams.
- These communications may feature professional branding and language designed to mimic official CommBank messages, encouraging you to provide personal details or request more information.
- During business hours we typically process, approve and send funds in less than 60 minutes.
- The official SA Seniors Card website is
- Additional restrictions may apply.Plaza Premium LoungesThis benefit is available to Platinum Card Members.
- Any time you need to access NetBank, please use a method already known to get to the authentic site, rather than a link in a message or email.
These scams can be difficult to detect as the calls often appear to come from legitimate numbers. We are aware of scammers posing as representatives from the National Anti-Scam Centre (NASC), calling victims and claiming their phone number is being used in a scam in China. You can also review our investment scams information to learn more about recognising these scams. CommBank urges you to be sceptical of any opportunity that seems too good to be true, even if the information appears on a paid advertisement on social media. The scammers misuse the CommBank brand and logo to legitimise their scam. Fake social media accounts are posting about a “stock investing course” that will supposedly help people become successful investors.
Whilst our fraud team may contact you to verify a transaction, we’ll never ask you for sensitive banking details such as NetBank or CommBiz token/passwords, PIN’s or NetCodes. Do not click any links, call the number in the message, or reply to the sender. If you receive a message like this, don’t click the link or share your personal information.